IMPLEMENTASI SYARIAH GOVERNANCE SERTA IMPLIKASINYA TERHADAP REPUTASI DAN KEPERCAYAAN BANK SYARIAH

This item is published by Universitas Islam Negeri Sunan Ampel Surabaya

Junusi, Rahman El (2012) IMPLEMENTASI SYARIAH GOVERNANCE SERTA IMPLIKASINYA TERHADAP REPUTASI DAN KEPERCAYAAN BANK SYARIAH. In: Conference Proceedings: Annual International Conference on Islamic Studies (AICIS) XII, 5 – 8 November 2012, Surabaya – Indonesia.

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Abstract

The rapid development of Islamic banks have not been followed by market sharenya Various efforts and strategies have been carried out by the Islamic banking business to increase the rate of growth of Islamic banking, but has not shown that optimal results because the market share of Islamic banks is still below 5% of the national market pansa. By akrena strategy was necessary in order to increase the marketshare of Islamic banks, namely by implementing Shariah governance. Based on the IRTI shows GCG has not done well in Islamic banking in various countries. GCG proven in several studies in the Islamic financial institutions in the Muslim world can enhance the reputation and public confidence in Islamic banks. According to Capra, a failure in the application of Islamic principles will make the customer move to another bank by 85% (Umar and Habib Umar Chapra, 2002). Therefore the application of good corporate governance and the application of the principles of Islamic sharia or by the term governance is a must for Islamic banking in an effort to improve the reputation and confidence in Islamic banking, as well as protecting the interests of stakeholders in order to portray the Islamic banking system is healthy and therefore the purpose terpercaya. Therefore the purpose of the study was (1) to determine the implementation of the Shariah governance in Islamic banks (2) to determine the influence of Islamic governance to the reputation and confidence in Islamic banking. Object of research is Muamalat bank in Central Java, while the number of samples used were 200 respondents using purposive sampling techniques. The analytical techniques used (1) descriptive analysis, and (2) using current SEM analysis with the help of AMOS Computational results of the data showed (1) the implementation of Shariah governance which consists of 6 (six) indicators, namely: transparency, accountability, responsibility, indedendency, fairness and syariah compliance showed good results. Sharia compliance is the dominant indicator of Islamic governance, responsibility and fairness while an indicator of weak governance in explaining sharia. Implementation of Shariah governance significant effect on the reputation and customer confidence in Islamic banks.