Peranan KSPPS Bina Syariah Ummah untuk meningkatkan Kesejahteraan (Studi Kasus Inovasi Produk Pembiayaan SPBU Mini di KSPPS Bina Syariah Ummah Kec. Sidayu Kab. Gresik

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Agus Wahyu Irawan, Wahyu (2019) Peranan KSPPS Bina Syariah Ummah untuk meningkatkan Kesejahteraan (Studi Kasus Inovasi Produk Pembiayaan SPBU Mini di KSPPS Bina Syariah Ummah Kec. Sidayu Kab. Gresik. Masters thesis, UIN Sunan Ampel Surabaya.

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Abstract

Abstract. The role of KSPPS Bina Syariah Ummah to improve Members' Welfare (Case study of financing innovation products for Mini Islamic Ummah Gas Station Sidayu District, Gresik Regency). This study aims to answer questions about the problem formulation. How is the role of KSPPS Bina Syariah Ummah to improve the welfare of members. Is there a partial influence of the role of KSPPS Bina Syariah Ummah on the welfare of members. Is there a simultaneous influence of the role of KSPPS Bina Syariah Ummah on the welfare of members. The research method used in this study is a combination of combining qualitative and quantitative research. This study begins with qualitative research looking for data by observation, interviews and documentation at KSPPS Bina Syariah Ummah and members. Proven by quantitative testing by distributing questionnaires. The results of this study are the roles to improve welfare is the innovation of Mini Gas Station financing products, financing management, repayment period, quality of financing products and trust. To test whether that role has an effect on welfare, then it is tested by the T test and F test, so the results of the t test of the variable quality of the financing product are 5.508. This is t arithmetic 5.508> t table 2,1009 Thus, it can be concluded that the variable quality of financing products has a significant role in increasing the welfare of members. To determine f table with the formula t table = F (k; n-k) = (5; 20-2) = (2; 18), it can produce f table = 2.77. From the table above, it shows fcount 11.258> f table 2.77 and Sig. 0,000 <0.05. Therefore, it can be concluded that the role of the variable innovations in Mini Gas Station financing products, financing management, repayment period, quality of financing products and trust have a positive and significant effect on the welfare of members.