صيغ المعاملات في المصارف الإسلامية ودورها في التنمية الاقتصادية (دراسة حالة مصرف الوحدة زليتن- ليبيا) رسالة مقدمة لاستفاء بعض شروط الحصول علي درجة الماجستير في الإقتصاد الإسلامي

This item is published by Universitas Islam Negeri Sunan Ampel Surabaya

Akheel, Abdullah Miftah Ali (2020) صيغ المعاملات في المصارف الإسلامية ودورها في التنمية الاقتصادية (دراسة حالة مصرف الوحدة زليتن- ليبيا) رسالة مقدمة لاستفاء بعض شروط الحصول علي درجة الماجستير في الإقتصاد الإسلامي. Masters thesis, UIN Sunan Ampel.

Text
Abdullah Miftah Ali Akheel_F42418178.pdf
Download (1MB)

Abstract

The current study is based on the Islamic banks concept and the financing formulas or Islamic services and products which are provided to clients, whether individuals or companies. Also, Islamic banking institutions have become an important role in attracting funds and savings to invest in economic development. The study aim: to know the economic activities provided by Wahda Bank, Zliten, in the Islamic window by using Islamic financing formulas, and to know the role extent of the Islamic financing formulas in Wahda Bank, Zliten , to achieve the economic development, and to know the obstacles and problems which faces the applying of Islamic financing formulas on economic development. Research Methodology: It was used the qualitative field approach to collect data through a direct interview with the study sample community which represented by departments, employees, and customers of Wahda Bank, Zliten. Also the observation and study of documents. The study results demonstrated the hypothesis validity: that there are economic activities provided by the bank through murabaha forms, which is the building and household materials, and automobiles. Also, It indicated that the Islamic financing formulas in Wahda Bank, Zliten, have an important and major role in achieving economic development because it meets customers desires and needs, whether individuals or companies. In additional, there are some obstacles and problems in the financing formulas application, including the security and political situation also the staffing weak of the bank and the recent emergence of the window Islamic, which affected the economic development. Also, the current study recommends Wahda Bank to pay attention to providing the new technologies in the banking field and conduct training courses for the employees in Islamic banking, as well as qualifying and developing the staffing, and creating leaderships who believe in the Islamic banking idea and strive to implement it, also expanding the financing formulas use and developing strategic and transformation plans to the Islamic banking.